Accessory Dwelling Units (ADUs) are booming across California—and San Marcos is no exception. Whether you’re looking to boost rental income, house family members, or increase property value, building an ADU in San Marcos is a smart move. Here’s everything you need to know—from regulations and costs to design and permits.

1. 📏 Regulations & Limits When Building an ADU in San Marcos
- Size caps: Detached ADUs up to 850 sq ft (1 bedroom), or 1,000 sq ft (2+ bedrooms); attached ADUs max out at 50% of your home’s footprint or 850–1,000 sq ft
- Height & stories: Detached ADUs are limited to one story/16 ft—unless built above a garage in transit corridors, then up to 18–20 ft with matching roof pitch
- Setbacks: Minimum side/rear setbacks are 4 ft; maintain at least 10 ft between structures
- One lot, two units: A single-family property can have one ADU + one Junior ADU (JADU, ≤500 sq ft); multi-family properties have other allowances
2. 🍽️ Must-Have ADU Features
San Marcos requires all ADUs to include:
- A full kitchen (sink, cooking appliances, storage) – JADUs must have an efficiency kitchen
- A private bathroom
- Independent entrance, living, and sleeping areas
3. 🧾 Prepare for Fees, Reports & Permits for a ADU in San Marcos
- If your ADU exceeds 500 sq ft, you’ll need a soils report
- A building verification survey and setback certification are mandatory
- The city launched a Permit‑Ready ADU (PRADU) program in January 2025—great for faster approvals
- Expect permit turnaround in about 60 days, though complex builds may take longer
- CFD (Mello‑Roos) fees may apply—annual or one-time (up to ~$100–200K), potentially adding months to the timeline
4. 💲 ADU Costs & Rental Income Potential
- Construction costs typically range from ~$200 to $350 per sq ft
- A hypothetical 900 sq ft ADU in San Marcos might cost around $329,000—generating potentially $39,600/year in rent, netting ~$14,000 annually
- Armed with current low-interest ADU financing programs (e.g. CalHFA offers grants up to $40K for pre-construction)
5. 🛠️ Step-by-Step Building Process
- Choose your ADU type – attached, detached or JADU
- Zoning & HOA check – confirm permitability
- Feasibility assessment – analyze lot, utilities, topography
- Budget planning – include design, permits, construction, fees (around $8K–$20K for permit/design; + soil, survey, CFD)
- Hire professionals – architect, surveyor, contractor
- Design & engineering – ensure compliance with size, setbacks and aesthetics
- Submit for permits – use PRADU or custom plans via digital portal
- Site prep – manage tree removal, grading, utility connections
- Construction – coordinate foundation through finish
- Inspections & occupancy – finalize utilities, pass inspections, receive occupancy
6. ✅ Tips to Maximize Success & ROI
- Opt for Permit‑Ready ADU plans to speed up approvals
- Align design with your home’s style to meet compatibility requirements
- Capitalize on California ADU grants & financing
- Plan around CFD costs and timelines
- Build long-term rental value (30+ day leases)
7. 🧭 Why an ADU in San Marcos Now Makes Sense
- High demand for rental housing helps ensure consistent occupancy
- Home equity can offset or cover construction costs
- State support with evolving ADU-friendly legislation empowers homeowners
ADU in San Marcos Build Overview
Topic | Details |
---|---|
Max Size | Up to 1,000 sq ft detached (2 BR); JADU ≤500 sq ft |
Key Features | Kitchen, bath, separate entrance |
Setbacks | 4 ft side/rear, 10 ft between buildings |
Height Limit | 16 ft (1 story); up to 18–20 ft over garage |
Permits Timeline | ~60 days (longer if soils/CFD apply) |
Construction Costs | $200–350/sq ft |
Rent Potential | ~$40K/yr on 900 sq ft generates ~$14K net |
✅ Ready to Build?
If you’re considering an ADU in San Marcos, Joe’s Construction Company can guide you from initial planning to final occupancy. We handle every aspect—surveys, plans, city approvals, soil reports, and construction. Contact us to set up a FREE consultation and feasibility report with preliminary estimate (858) 294-6868. We can help you make the smart, value-driven choice to maximize the potential of your property.